A bank always has
Answer: D
Correct answer: Money transactions
The question asks what is always present, not what usually is. A bank is an institution that deals in money - taking deposits and lending - so money transactions are its defining activity. A locker facility is an additional service offered by some branches and not others. An ATM is a machine of the last fifty years, and banks existed for centuries without one. A cheque book is one payment instrument among several, and many accounts today are operated entirely without cheques.
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