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Bank of Baroda LBO Exam Pattern, Eligibility

141 topics across 5 subjects. Every question carries a written explanation.

A Local Bank Officer (LBO) is a Junior Management Grade, Scale I officer who is posted in the state he or she applied for. The bank recruits LBOs on its own account, not through the IBPS common process, and asks for a year of officer-level banking experience. It is a lateral entry, not a fresher exam.

The current round is advertisement BOB/HRM/REC/ADVT/2026/16 of 18 August 2026 for 2,482 posts: 1,300 new vacancies and 1,182 carried over from earlier LBO rounds. IBPS was set to conduct the online test on 3 October 2026. The last round (2025) had 2,500 posts and ended with a final result on 27 March 2026.

StateNewUnfilled earlierTotal
Gujarat4007851,185
Karnataka130288418
Maharashtra18038218
Tamil Nadu1284132
Odisha964100
Andhra Pradesh80080
Telangana50050
Kerala40949
West Bengal40242
Assam34640
Punjab30434
Goa101121
20 states and UTs1,3001,1822,482

The advertisement also lists smaller counts for Jammu and Kashmir, Arunachal Pradesh, Manipur, Meghalaya, Mizoram, Nagaland, Sikkim and Tripura. By category: SC 358, ST 240, OBC 600, EWS 303 and general 981. You apply for one state only and the merit list is made state-wise and category-wise.

Last checked against the official notification on .

Bank of Baroda LBO Details

Exam Pattern
TestQuestionsMarksTimeMedium
English Language303030 minEnglish
Banking Knowledge303030 minEnglish and Hindi
General / Economic Awareness303030 minEnglish and Hindi
Reasoning Ability and Quantitative Aptitude303030 minEnglish and Hindi
Total120120120 min

Each section is timed separately. A wrong answer costs a quarter of the marks for that question; blanks cost nothing. English is qualifying only and its marks are left out of the merit list. The sectional minimum is decided by the bank, which may also waive it. For the 2025 round the minimum was 40% for general and EWS and 35% for the rest. IBPS is conducting the 2026 test.

Eligibility Criteria
ConditionRequirement (cut-off 1 August 2026)
Age21 to 30 years. Upper limit +5 for SC/ST, +3 for OBC (non-creamy layer), +10 for PwBD general and EWS (13 OBC, 15 SC/ST), +5 for ex-servicemen general and EWS (8 OBC, 10 SC/ST)
QualificationGraduation in any discipline from a recognised university or institution
ExperienceAt least 1 year after qualifying, as an officer in a scheduled commercial bank listed in the Second Schedule of the RBI Act. Clerical-cadre service does not count, and a stint of under six months in an organisation is ignored unless it is your current job
LanguageRead, write, speak and understand the local language of the state you apply for
Preferred, not mandatoryIC 38 (Insurance Institute of India), or NISM Series V-A, XXI-A or XIII certification

Serving Bank of Baroda officers and contract staff cannot apply. Neither can people who left an officer post at the bank, or finished a contract with it, in the last three years. Your experience certificate has to describe work close to a Scale I officer's job at the bank, or the application can be rejected at any stage.

Compared with the 2025 round, the experience rule is tighter: last year regional rural bank service counted and CA, cost accountant, engineering and medical degrees were also accepted. Neither applies this time.

Selection Process

The advertisement describes it as an online test, then GD or personal interview, with a psychometric test possible and the bank free to change the mix. Candidates are shortlisted on the number of vacancies, the cut-off and total marks. A tie goes to the older candidate.

  1. Online test, with a minimum in each section and a minimum total.
  2. Local language proficiency test for those shortlisted. Failing it ends the process before the interview. It is waived if your Class 10 or 12 certificate shows you studied that language.
  3. Group discussion and/or personal interview. The minimum is 60% for general and 55% for reserved categories.

SC, ST, ex-servicemen, minority and PwD candidates get online pre-examination training. The final score combines the online test and the GD or interview scores.

Salary

JMG/S-I scale: ₹48,480-2000/7-62,480-2340/2-67,160-2680/7-85,920. A candidate with a year or more as an officer in a scheduled commercial bank gets one advance increment. Allowances come on top as per the industry bipartite settlement and the bank's rules.

The bank's terms: 12 months of probation, and a service bond of three years. Leave early and you pay three months' gross salary, capped at ₹2 lakh. For the first 12 years, or until promotion to SMGS-IV, you are posted inside the state you applied for.

How to Apply

Apply online through the Career section of the bank's site, under Current Opportunities. No other mode is accepted. The form needs a bio-data, photograph, signature and the documents that prove eligibility.

CategoryFee (GST included, plus gateway charges)
General, EWS, OBC₹850
SC, ST, PwBD, ex-servicemen, women₹175

The fee is not refunded, even if the test is not held or you are not shortlisted. Submit one application only; if you submit several, the latest valid one stands and the other fees are forfeited. Registration ran from 18 August to 7 September and was extended to 17 September 2026.

Important Dates
Event2026 round
Advertisement and registration opened18 August 2026
Last date7 September, extended to 17 September 2026 (11.59 pm)
Online test3 October 2026 (Saturday), by IBPS
Call letters and information handoutLinks posted on 27 September 2026

The 2025 round ran from a July 2025 advertisement (last date 3 August 2025) to local language test results on 7 and 11 March 2026 and a final result on 27 March 2026. That is roughly nine months from notice to result. No post-test notice for 2026 was on the page on 16 October 2026.

Admit Card

Call letters, the information handout (English and Hindi) and the scribe declaration form for 3 October were linked from the bank's notice of 27 September 2026. Download them from the Current Opportunities page with your registration details; nothing is posted or couriered. Call-letter queries go through the IBPS grievance portal named in the notice.

Result

Results, later-stage call letters and the final list are posted as notifications on the Current Opportunities page, and candidates are also emailed. For the 2025 round the final result notice came on 27 March 2026.

Official Links
Frequently Asked Questions

Can a fresher apply for LBO?

No. You need a year of post-qualification experience as an officer in a scheduled commercial bank. Clerical-cadre experience does not count.

How many LBO posts are there?

2,482 in the August 2026 advertisement, of which 1,185 are in Gujarat.

What is the pay?

Scale I starts at ₹48,480, with one advance increment if you qualify for it, plus allowances.

Is there a bond?

Yes. Three years of service, or three months' gross salary up to ₹2 lakh if you leave earlier.

Is there negative marking?

Yes. A quarter of the question's marks is deducted for a wrong answer.

Must I know the local language?

Yes. You must pass a language proficiency test unless your Class 10 or 12 certificate shows you studied it.