Discussion
Rama has come without __________ umbrella.
Answer: B
The answer is an: Rama has come without an umbrella.
Umbrella is a singular countable noun mentioned for the first time, so it needs the indefinite article. It begins with the vowel sound /ʌ/, so the form is an, as in an uncle and an umpire.
Compare a university and a uniform, which take a because they begin with a /y/ sound; the rule follows sound, not spelling. The umbrella would mean a particular umbrella already known, and a countable noun in the singular cannot be used with no article.
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