Discussion
Which of the following programs aims at the promotion of savings among rural women?
Answer: B
Correct answer: Mahila Samriddhi Yojna
Mahila Samriddhi Yojana, launched in 1993, promoted savings among rural women through accounts at the local post office, with the government adding an incentive on the amount held for a year.
The design used the post office deliberately: it reached villages where no bank branch existed, and the account stood in the woman's own name, giving her control over the balance. The Rashtriya Mahila Kosh, by contrast, supplies credit rather than encouraging savings, and Indira Mahila Yojana and Jawahar Rozgar Yojana concerned empowerment and rural employment respectively.
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