Discussion
The target group for personal loans is
Answer: D
Correct answer: all salaried persons
A personal loan is unsecured, so the lender is buying a stream of repayments and nothing else. Salaried persons are therefore the natural market: a regular, verifiable income, and often an employer the lender already knows. Infants and minors cannot contract at all, and companies borrow as businesses rather than personally.
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