Discussion
A payments bank will be recognized as Systematically Importatant when the net worth of the bank reaches _____
Answer: B
Correct answer: Rs 500 crore
A payments bank whose net worth reaches Rs 500 crore is treated as systemically important and becomes subject to the additional regulatory requirements that follow - enhanced disclosure, governance and supervisory attention. The threshold recognises that a payments bank of that size handles enough of the payment system for its failure to matter beyond its own customers.
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