Discussion
The Jan Dhan Scheme is part of the Government plan to provide :
Answer: C
The Jan Dhan Scheme provides banking facilities to the poor and encourages savings.
The Pradhan Mantri Jan Dhan Yojana, launched in August 2014, is a national mission for financial inclusion. It opens basic savings bank accounts with no minimum balance for households without one, and gives account holders a RuPay debit card, accident insurance cover and access to an overdraft, so that the poor can save and receive payments through the formal banking system.
It is not a scheme of micro-credit for rural women, of farm loans, or of funds for small entrepreneurs; those are the business of other programmes such as MUDRA or self-help group linkage.
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