UIIC AO Syllabus, Exam Pattern, Eligibility, Important Dates

Preliminary, then Main (objective plus a descriptive test typed on screen straight after), then interview. Final merit is Mains and interview at 75:25; the Preliminary doesn't count.

Tier I Preliminary (both disciplines)

Tier II for Generalists

Tier II for Hindi Officers

The descriptive counts for Hindi Officers, not for Generalists. A Generalist must qualify it, then its marks are dropped. Both streams carry 250 counted written marks into the 75:25 merit; a Hindi Officer earns 50 of them by writing and translating. Hindi typing uses the Inscript or Remington (GAIL) keyboard.

Marking

• A wrong answer loses one fourth of that question's marks, at both tiers. Blanks cost nothing. Because Mains questions carry different marks, a wrong answer costs 0.3 in Generalist Reasoning, 0.375 in General Awareness and 0.25 in Computer Knowledge.
• There's a sectional cut-off in every section and an overall cut-off per category, both set by UIIC.
• Scores from different sessions are equated and reported to two decimals.
• Ties go to the older candidate, with no second criterion.

UIIC doesn't publish a topic syllabus. The detailed advertisement fixes each test's name, questions, marks and timing (see Exam Pattern), and names the content of only one paper: the Hindi Officers' Professional Knowledge test, covering Hindi and English grammar and vocabulary, the Act and Rules on Official Language implementation, and translation English to Hindi and Hindi to English.

Generalists face General Awareness with special reference to the Financial Sector. Hindi Officers have no Quantitative Aptitude paper at the Mains.

Everything is reckoned on 30.06.2026. If your final-year result comes out after that date, you can't apply.

Qualification

• From a UGC or AICTE approved institution, through the 10+2+3 pattern or equivalent.
• CGPA, OGPA or SGPA needs a University conversion certificate, and fractions are dropped: 59.99% counts as less than 60%.
• Working knowledge of computers is required.

Age

21 to 30 as on 30.06.2026: born between 30.06.1996 and 30.06.2005, both inclusive.

Relaxations are cumulative, up to a maximum age of 45. Originals are checked at the interview. You can't change category or discipline after applying.

Nationality

Indian citizen; subject of Nepal or Bhutan; Tibetan refugee who came before 1 January 1962 to settle; or a person of Indian origin who migrated from Pakistan, Burma, Sri Lanka or the named East African countries and Vietnam to settle. All but Indian citizens need a Government of India certificate of eligibility.

1. Apply for one discipline, 08 to 28 September 2026.
2. Tier I Preliminary, screening only. UIIC shortlists an "adequate number" per category; no ratio is published.
3. Tier II Main, objective then descriptive. The descriptive is evaluated only for those who clear every objective section.
4. Interview, 25 per cent of the merit.
5. Final merit list, medical fitness, appointment.

After selection

• Probation of one year, extendable; UIIC can terminate without notice during it.
• To be confirmed you must pass the non-life Licentiate Examination of the Insurance Institute of India during probation, or face termination.
• A bond to serve five years including probation. Leave early and you pay up to a year's gross salary plus ₹35,000 onboarding cost, reduced proportionately after the first year.
• Posts are permanent and transferable anywhere in India.

UIIC can cancel the recruitment at any stage without giving reasons.

Benefits include gratuity, LTS, medical benefits, group personal accident insurance, the National Pension System and leased accommodation, per company rules. If you leave for another employer, no lien is kept and no leave salary or pension contribution is paid.

Apply online only, 08.09.2026 to 28.09.2026, through APPLY ONLINE on the recruitment page. The same date is the last day for fee payment.

Scan before you start:

1. Photograph, 4.5 cm by 3.5 cm.
2. Signature in black ink, not in capitals.
3. Left thumb impression in black or blue ink, not smudged. If there's no left thumb, use the right thumb, then a finger, then the left toe, and say which.
4. Handwritten declaration in English, in your own hand, not in capitals, reading: "I, _______ (Name of the candidate), hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required." Anyone else's handwriting or another language invalidates the application.

Keep your email and mobile active until the end; all communication goes to the registered email. Note your Provisional Registration Number and Password.

United India Insurance Company Limited (CIN U93090TN1938GOI000108), with more than 1200 offices as on 31.03.2026, runs the whole recruitment: applications, both exams, cut-offs, interview and appointment. It publishes everything under Careers, Recruitment on its website. The Insurance Institute of India conducts the Licentiate exam needed for confirmation.

Certificates: SC, ST, OBC and EWS from a District Magistrate, Collector, Deputy Commissioner, Sub-Divisional Magistrate, Tehsildar-rank Revenue Officer or the Sub-Divisional Officer of your area; disability from a District Medical Board.

The same listing carries UIIC's other recruitments, including the Administrative Officers rounds of 2024 and 2023, Assistants 2023 and Apprentices 2025-26, so check the reference number before relying on any rule.

Both tiers are online, at the venue on your call letter. Late arrivals aren't allowed in. Allow about 2 hours at the venue for the one-hour Preliminary and about 4 hours for the three-hour Mains.

Bring the call letter with a recent photo stuck on it, original photo ID with the same name and date of birth plus a photocopy, two passport photos, and any PwBD documents. Accepted IDs include PAN, passport, driving licence, voter card and bank passbook with photo. Scribes are at your own cost, with compensatory time of twenty minutes an hour where the notification allows.

Exams may fall on weekdays or holidays, and dates can change. Watch the recruitment page. Helpline: 1800222366 and 18001034566, 9:30 a.m. to 6:00 p.m., not Saturdays, Sundays or Maharashtra bank holidays.

Separate call letters for the Preliminary, Mains and interview are downloaded from the recruitment page about seven days before each, using your Registration or Roll Number and Password or Date of Birth. You're told by email or SMS. Nothing is posted. Stick a recent photo on the call letter.

Results for each stage and the final merit list go up on the recruitment page, under Careers, Recruitment. No cut-offs are published in advance, and there's no fixed shortlist ratio.

UIIC hasn't published cut-off marks for this recruitment. Sectional and overall cut-offs at both tiers, and the descriptive cut-off, are decided by the Company and announced, if at all, with each stage's result on the recruitment page. The only fixed figures are the 75:25 weighting and the one-fourth penalty. The Generalist (200 posts) and Hindi Officer (25 posts) streams have separate cut-offs.

1. Pick your discipline first. After the shared Preliminary the papers are completely different.
2. Clear every section. There's a sectional cut-off in each, so you can't abandon a weak one.
3. Watch the clock. The Preliminary gives about 34 seconds a question in Reasoning and Quant (40 in English). Hindi Officers get 24 seconds a question in General Awareness and Computer Knowledge; Generalist Mains sections run 30 to 48 seconds.
4. Don't guess freely. A quarter of the question's marks goes for each wrong answer.
5. Generalists: build General Awareness around the financial sector; it's 60 counted marks and isn't in the Preliminary. Pass the descriptive, but it won't add to your score.
6. Hindi Officers: 150 of your 250 counted marks are language and translation. Practise typing Hindi on Inscript or Remington (GAIL); 50 marks are typed in 60 minutes.
7. Treat the interview as a quarter of the result.
8. Check your percentage the way UIIC will (59.99 is below 60), and get your CGPA conversion certificate early.
9. Read the posting and bond terms before applying.

UIIC doesn't publish sample or previous year papers for the AO exam. The detailed advertisement (seventeen pages) is the only official guide to the pattern. Earlier AO recruitments of 2024 and 2023 are listed under Careers, Recruitment.

• Detailed Advertisement, Ref. HO:HRM:REC:AO:1:2026, 07.09.2026
• Recruitment page for AO 2026, with Apply Online, the Candidate Complaint Register and helpline numbers
• UIIC Careers, Recruitment, for notices and future cycles
• Insurance Institute of India, for the Licentiate exam

How many posts are there?

225: 200 Generalists and 25 Hindi Officers.

Can I apply for both disciplines?

No. Choose one; applying for both cancels your candidature.

Do the Preliminary marks count?

No. Merit is Mains and interview at 75:25.

Does the descriptive test count?

For Hindi Officers yes (50 marks). For Generalists no, though you must qualify it.

Is there negative marking?

Yes, one fourth of the question's marks, at both tiers.

What is the age limit?

21 to 30 on 30.06.2026, with cumulative relaxations up to 45.

Can I apply if my result is pending?

No. Results declared after 30.06.2026 don't qualify.

What is the pay?

About ₹1,10,000 a month gross at metropolitan centres.

Where will I be posted?

Mostly the Western and Southern zones, for at least five years.

Is there a bond?

Yes, five years, with damages of up to a year's gross salary plus ₹35,000.